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Interest rate – A rate that a lender will charge borrowers so as to borrow money from them. It's expressed in percentage % for every annum.

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Personal debt Consolidation – This refers to a strategy which can be occasionally utilized by individuals to enhance their credit card debt management issues. As an alternative to opting to pay for quite a few costs every month a consumer will just fork out his personal debt with a person bill to one financial institution.

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Caps – The recognized Restrict of an amount of money’s curiosity amount that may be greater more info to an adjustable charge property finance loan financial loan.

16. Have been any on the labor Business's property pledged as security or encumbered in any way at the conclusion of the reporting period?

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Variable interest fee – This can be an curiosity fee which will improve dependant on The present index, like a first-rate fee.

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